Few things in life can destroy your peace of mind more than overwhelming debt gnawing at you every day. A lot of responsible people live financially stable lives but then— something unexpected happens that chokes their finances—like the loss of a job, a business slowdown, a divorce, a medical problem, or just a bad economy.
And once something like that happens, people naturally hope and believe that if they just work harder, spend less, and are creative and persistent, things will get better. Unfortunately for many, one day they wake up and realize that they are slowly drowning in quicksand—afraid to answer the phone, afraid to go to the mailbox, afraid of tomorrow.
But it doesn’t have to stay like this. There are solutions.